Medical insurance gives you the peace of mind that if you or other members of your family become ill you can seek the medical help you need straight away.
It gives you the ability to seek treatment before the illness becomes worse which is important as delayed treatment of serious diseases can result in complications and a higher risk of death.
Having medical insurance can be like walking to the front of the queue. Rather than having to wait for the public health system to be available to deal with health problems (eg if specialists, tests or surgery is needed) the process can be sped up with the appropriate medical insurance (subject to any claim being accepted by the insurer). This can potentially mean the difference between attending to your medical condition quickly and early on, or waiting months and finding your condition deteriorates even more.
