Medical insurance can allow you access to private hospitals and specialists.
Having private Medical insurance allows you to jump the queue if you need to see a medical specialists or require elective surgery. It is a bit like going to the front of the queue to get World Cup tickets rather than waiting in line with hundreds or potentially thousands of others.
In a large number of cases the medical specialist that you see as a private patient with medical insurance is the same medical specialist you would have seen in the public system but without the long wait.
