Medical insurance is needed by anyone who does not want to be reliant on the New Zealand public health system for elective or non-urgent surgery.
While the New Zealand public health system is world-class there are more and more demands on it and its resources and, like every public health system, there is only so much money to go around. One only has to ask around amongst friends and neighbours to get an idea of the pain and suffering that people are forced to put up with when they are waiting for elective surgery.
For options on how to avoid potentially long waits in the public health system talk to TBM Insurance.
